Oklahoma Bad Faith Insurance Lawyer
Put Our Team on Your Side
Even though you pay your premiums reliably, your insurance company does not work for you. Your insurance company’s primary interest is minimizing payouts to maximize profits. Honest, hardworking people are often drawn into disputes with an insurance company after an accident and quickly find they lack the legal knowledge to know where they stand. In times like these, it is important to get in touch with an experienced attorney who is familiar the tactics commonly employed by insurance companies.
Your own car insurance coverage may cover your accident, or all liability may rest with the other driver. If the other vehicle was a commercial vehicle, the types of coverage and overlapping responsibilities can make it hard for someone who lacks legal training to determine who owes you compensation, and to what extent. We can help, even in cases where you suspect that bad faith insurance has unfairly denied you compensation.
Call for a free consult. We are available 24/7.
What Is Bad Faith?
Your insurance policy is a paid-for promise by your insurer that they will protect you when you need it. Therefore, they have a duty to negotiate and settle claims in good faith. Unfortunately, this doesn’t always happen. Insurance companies may be practicing in bad faith if they fail to handle claims with a reasonable degree of efficiency and ethical conduct toward the party who was injured or lost property. This can include purposefully delaying making a determination, failing to give you a valid reason why your claim is being denied, lowballing the value of your claim, and more. If you suspect that your insurer has failed to handle your claim with the fairness it deserves, leading to a denial of your claim, contact the Law Offices of Dan Davis as soon as possible. We’re here to help you pursue damages for the mishandling of your claim.
Disputes with Insurance Companies
Many accident victims find themselves in disputes with an insurance company over the validity or extent of their claim. Some of these disputes constitute bad faith insurance practices. Our experience shows us that many of these disputes are nothing more than a delaying tactic on the part of the insurance companies. They recognize that a person facing expensive medical bills and an inability to return to work may settle for less the longer the matter “drags on.”
A law office experienced in personal injury law may be able to help you overcome delays in the claim process by effectively handling efforts to deny a claim.
Examples of insurance bad faith tactics to delay the claims process may include:
- Insurance company doctor concludes the accident victim is not seriously injured
- Taking advantage of the fact that an accident victim can’t recall, describe, or document exact details of the accident, such as speed or distances
- Claiming that safety features on victim’s vehicle (headrest, seat belts, rear view mirror, turn signal, etc.) were not properly installed, maintained, or used
- Claiming that the victim’s lack of attention or improper driving was to blame for the accident
Our Legal Team Is Here to Help
When you have medical bills to pay, you can’t afford to lose any time, and you certainly should not have to fight with your insurance company. The Law Offices of Dan Davis is prepared to defend your claim against unscrupulous insurance companies who fail in their duty to take proper care of policyholders. While you focus on getting better, we’ll take care of the insurance company. With more than 25 years of experience, you can trust that we know what it takes to maximize compensation in personal injury cases.
Call the Law Offices of Dan Davis to discuss your legal options today.