Each day in 2013, 6,337 people got hurt in motor vehicle accidents in the United States. These injuries often occurred in rear-end collisions and many of the injuries caused thousands of dollars in losses and damages. Rocky Mountain Insurance Information Association indicates private automobile insurers pay about 50 percent of the costs from motor vehicle crashes, while individual collision victims bear approximately 26 percent of the expenditures. In order to try to reduce the expenses you will be left with when a crash happens, it is important to get medical attention after a rear-end crash in Oklahoma City.
Why Seek Medical Attention After a Rear-End Crash?
Getting medical help after a rear-end crash occurs is very important because when you suffer losses in an accident, you want to try to get the costs of the damages covered by insurance. You have to prove both how the crash happened and the extent of the damages incurred in the accident if the insurer is going to agree to pay the bills. Getting a medical exam helps you to prove how badly you were hurt.
Oklahoma City is a fault state and drivers have to buy bodily injury and property damage liability insurance. If a driver can prove another motorist was at fault for causing a collision, the insurer for the policyholder causing the crash will need to pay for collision losses up to coverage limits.
After a rear-end accident, it is almost always the driver in the rear car considered liable for the collision. As a result, it is especially important for people in the front car or for passengers in the rear car to get medical attention following the crash. Both motorists in the lead vehicle and passengers in the rear vehicle will have a good chance of making a personal injury claim and getting compensation from the insurer of the rear driver because there is a presumption he is at fault. The key to getting fair compensation for these victims is to be able to prove how badly they were damaged.
When you seek medical attention after a rear-end crash, you want doctors to conduct a thorough and comprehensive exam in order to identify all possible injuries. You should have photographs taken of injuries and be sure the medical records are extremely detailed about everything wrong with you. These medical records will provide proof later showing the injuries were actually caused by the crash when you negotiate a settlement or to go court to seek compensation. The more detailed the records are about the injuries you endured, the better your chances of getting compensated.
If you don’t get medical attention right after a car accident, the insurer who should be paying your medical bills and compensating you for other crash losses could try to argue your injuries were caused by something else, or your injuries really weren’t as serious as you claim. Don’t give the insurer a chance to question the truth of your injuries- have them documented by a medical professional.