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UM/UIM Coverage

Liability insurance is required for all Oklahoma vehicles. This is known as “Compulsory Liability Insurance.” This mandatory minimum car insurance coverage addresses two aspects of liability:

  • Liability Bodily Injury
  • Liability Property Damage

It is commonly referred to as “25/50/25,” meaning:

  • $25,000 for medical expenses incurred by an individual driver
  • $50,000 for combined medical expenses of all occupants
  • $25,000 for property damage, including victim’s vehicle

Insurers are required to offer Oklahoma drivers Uninsured Motorist/ Underinsured Motorist (UM/UIM). Although you are not required to buy it, we recommend you consider adding such a provision to protect yourself from major losses in the event of a serious accident caused by an uninsured motorist.

Learn More About Your Rights

Our Oklahoma City car accident lawyers are available 24/7 to help you learn more about your rights, your coverage, and how our team may be able to help you secure compensation for your damages.

Contact us today to get started!