Injured Passengers of Ridesharing Vehicles
Uber and Lyft both have insurance plans that cover drivers and passengers while ridesharing services are occurring. If you are injured in an accident while using a ridesharing service, you can certainly file a claim with the driver’s personal auto insurance. However, your claim will most likely be denied, because ridesharing services are supposed to insure their drivers while they are administering services. Lyft and Uber offer up to $1 million in coverage for passengers.
If your driver is personally uninsured, this will not affect your ability to file a claim. Because the ridesharing services provide the coverage, you will need to file a claim with the company. In order to help ensure you get maximum compensation for damages, be sure to do the following after your accident:
- Seek medical assistance immediately, especially if your injuries are serious. It may be in your best interest to get official documentation of your injuries from a doctor.
- Take pictures of the accident and any bodily injuries you sustained. If possible, do this at the scene of the accident as soon as it occurs but, if it comes down to it, do not do so at the expense of getting the immediate medical attention you may need.
- Contact police and get an official accident report.
- Get in touch with a reputable car accident lawyer.
Injured Persons Not Providing or Using Ridesharing Services
If a pedestrian, bystander, or passenger in another vehicle is injured as a result of an accident involving an active Lyft or Uber ride, you will have to prove the Lyft or Uber driver was working at the time of the crash. You should also follow the aforementioned steps for rideshare passengers in order to accumulate as much evidence as possible. The simple fact of the matter is that large companies like Lyft and Uber are notorious for denying liability on grounds of an individual driver’s status as an independent contractor.
Experienced Car Accident Attorneys in Oklahoma City
Regardless of whether you were injured as a driver, passenger, bystander, or through other involvement in an Uber or Lyft accident, you’re definitely going to need a tough, experienced personal injury attorney on your side to help you receive the compensation you deserve. Our team at the Law Offices of Dan Davis is committed to doing everything possible to help you recover and keep you from being stepped on by big companies like Lyft and Uber in your car accident case.
Call us at (405) 531-9983 today or fill out a short form to receive a free consultation.